This has been a carefully considered decision, taken as part of our retirement and future planning. It is not connected to any specific instruction, performance issue, or relationship; simply, the time is right. Between now and 31 January 2026, our priority will be to ensure an orderly and professional wind-down of the business.  All existing matters will continue to be managed with the same diligence, professionalism, and care you would expect from us.  We would like to take this opportunity to thank you sincerely for the trust, support, and professionalism shown to Channel Islands Adjusters Ltd over the past 22 years.  It has been a pleasure working with you and your colleagues, and we remain fully committed to ensuring that all ongoing matters are concluded or transitioned in a manner consistent with the standards expected of a chartered loss adjusting practice.